Our Lending Solutions

This page is your complete guide to Concord Capital's lending products. Whether you are seeking financing for a business expansion, a real estate bridge, or a personal capital need, Concord Capital lends directly — with clarity on terms, speed of execution, and no broker intermediary.

Find the Right Loan for Your Needs

Review each product's use case, loan size, and terms to identify the best fit for your situation before submitting an inquiry.

Business Loans

Designed for established businesses seeking capital for growth, working capital, equipment acquisition, or operational expansion.

$250,000 – $10,000,000+

12 – 60 months | Fixed & variable rate options available.

Bridge Loans

Short-term financing for real estate investors and developers needing fast, reliable capital to close transactions, fund renovations, or bridge to permanent financing.

$500,000 – $25,000,000+

6 – 24 months | Interest-only structures available.

Private Credit Facilities

Flexible credit solutions for middle-market companies, family offices, and sponsors requiring customized debt structures outside the constraints of traditional bank lending.

$1,000,000 – $50,000,000+

Custom structures | Revolving and term options.

The Direct Lender Advantage

When you borrow through Concord Capital, you work directly with the decision-makers — no broker fees, no third-party delays, no loss of control over your financing process. Our direct model means faster approvals, more transparent pricing, and greater flexibility to structure deals that fit your specific situation.

No Broker Fees

Keep more of your capital — every dollar goes to your deal.

Faster Decisions

Direct underwriting means answers in days, not weeks.

Flexible Structures

Terms built around your deal, not a standard checklist.

General Eligibility Criteria

The following criteria apply broadly across Concord Capital's lending products. Meeting these thresholds does not guarantee approval, but ensures your inquiry will be reviewed promptly by our lending team. Specific products may carry additional requirements discussed during underwriting.

  • U.S.-based borrowers and entities
  • Minimum loan request of $250,000
  • Documented purpose of use for loan proceeds
  • For business loans: minimum 2 years operating history and verifiable revenue
  • For bridge loans: identified collateral asset with clear title or path to clear title
  • For private credit facilities: audited or reviewed financials for prior two fiscal years
  • Satisfactory credit profile — no active bankruptcies or unresolved judgments
  • Ability to demonstrate repayment capacity through cash flow analysis or asset coverage

Frequently Asked Questions

Answers to the questions we hear most from prospective borrowers. If your question isn't addressed here, our team is available via the inquiry form below.

  • How quickly can Concord Capital make a lending decision?

    For most inquiries, our team provides an initial indication of interest within 3–5 business days of receiving a complete inquiry submission. Full underwriting and term sheet delivery typically follows within 10–15 business days, depending on deal complexity and documentation completeness.

  • Are your interest rates fixed or variable?

    We offer both fixed and variable rate structures depending on the product and loan term. Rate type, pricing, and structure are discussed and confirmed during the underwriting process and documented in the term sheet prior to closing.

  • Do you charge origination fees or broker fees?

    Concord Capital charges an origination fee on funded loans; this is disclosed transparently in the term sheet. Because we lend directly, there are no broker commissions or intermediary fees added to your cost of capital.

  • What collateral is required?

    Collateral requirements vary by product. Bridge loans are secured by real property. Business loans may be secured by business assets, personal guarantees, or a combination. Private credit facilities are structured on a case-by-case basis with terms agreed upon during underwriting.

  • Can I repay my loan early?

    Prepayment terms are included in all loan agreements. Depending on loan type and structure, a prepayment premium may apply. Our team will clearly outline any prepayment provisions in the term sheet before you commit.

Ready to Move Forward?

Concord Capital's lending team is ready to review your situation and provide a direct, honest assessment of your financing options. Submit an inquiry today — no obligations, no intermediaries, no delay.