Built on Expertise. Driven by Purpose.
Concord Capital was founded with a single conviction: that borrowers deserve a direct lending partner who moves with speed, operates with transparency, and brings genuine expertise to every transaction. We are that partner.
Our Story
Why We Built Concord Capital
Concord Capital was founded by a team of financial services veterans who spent years working inside institutional lending — watching promising deals stall, good borrowers get lost in bureaucratic pipelines, and decision-making authority sit too far from the transaction. We built Concord Capital to fix that.
As a direct lender, we hold and deploy our own capital. That means no brokered delays, no third-party approval chains, and no misaligned incentives. When you sit across the table from Concord Capital, you are talking directly to the people who make lending decisions — and who will see your transaction through from application to close.
Our approach is straightforward: evaluate each opportunity on its merits, communicate clearly at every stage, and close with certainty. We have built our process, our team, and our capital base specifically to deliver on that promise.
Mission & Values
What Guides Every Decision We Make
Transparency
We communicate the full picture — terms, timeline, and conditions — from the first conversation. No hidden clauses. No surprises at closing.
Speed with Certainty
We move fast because our capital is our own and our decisions are made internally. Speed without certainty is noise; we deliver both.
Borrower Empowerment
Every borrower deserves to understand their deal. We invest in education and dialogue so our clients can make confident, informed decisions.
Our Team
Leadership with Deep Lending Expertise
Concord Capital's leadership team brings decades of combined experience in direct lending, structured finance, and credit markets. Our principals have held senior roles at private credit funds, commercial banks, and specialty finance firms — and they remain directly involved in every transaction we underwrite.
James Alcott
Co-Founder & Managing Principal
James has 20 years of experience in private credit and direct lending, previously serving as a Managing Director at a leading specialty finance firm. He oversees Concord Capital's origination strategy and credit underwriting.
Sarah Chen
Co-Founder & Chief Credit Officer
Sarah built her career at the intersection of structured finance and risk management, with prior roles at a major commercial bank and a mid-market private credit fund. She leads all credit analysis and portfolio risk at Concord Capital.
Marcus Webb
Head of Originations
Marcus brings 15 years of relationship-driven originations experience, having previously led business development for a regional direct lender. He is responsible for Concord Capital's borrower pipeline and strategic partnerships.
Diana Osei
General Counsel & Chief Compliance Officer
Diana's background spans financial regulatory law and institutional compliance, with prior experience at a nationally recognized financial services law firm. She ensures Concord Capital's operations meet the highest standards of legal and regulatory integrity.
Ready to Move Forward?
Explore our lending products to find the right fit for your financing need, or submit an inquiry and a member of our team will be in touch promptly.